Disability Accident Insurance Scheme
Disability Accident Insurance Scheme
Who benefits?
In case of death or permanent disability of the beneficiary in any way other than suicide or natural death, the benefit of this scheme is available subject to the terms of the insurance policy.
How much benefit
Compensation under this scheme will be payable to the disabled persons covered under this scheme or his family within the maximum limit of sum assured of Rs.1,00,000 / -. The sum insured will be payable in the following circumstances keeping in view the terms of the general group accident insurance policy.
100% in case of death due to accident / permanent total disability,
100% in case of loss of two eyes or two limbs or arms / legs due to accident.
100% in case of loss of one eye and one limb due to accident.
50% of cases of loss of one eye or one limb due to accident,
Heirs
The following persons will be the successors of the beneficiaries under this insurance scheme.
Spouse - in their absence
Their baby son / daughter - in their absence
Their parents - in their absence
His grandchildren and great-grandchildren - in the aforesaid 1, 2, 3
W. Unmarried or widowed or abandoned sister living with the beneficiary and living with them,
Heirs declared under the Inheritance Act applicable to the beneficiaries except in the above case and in the disputed case.
In the above case if the heirs are minors then the sum insured will have to be paid to their natural guardian / legal guardian.
Where do the benefits come from?
District Social Security Office, Rajkot
What evidence is required?
Not a moment in this year! The following procedure will be followed for the claim presented by the beneficiary's heir.
Benefits from the above in case of death. Heir or Permanent The beneficiary himself has to inform the nodal officer in writing within 90 days from the date of accident in the prescribed form under this scheme.
The following documents should be attached with the claim application.
Disability identity card.
F.I.R.
Postmortem report of an authorized doctor.
Death certificate of the person issued by the birth-death registration officer.
Income certificate of annual income of a person with disability less than Rs. 6,00,000 / -.
Civil Surgeon of the concerned district in case of permanent disability of the local authorized medical officer Certificate.
Proof of age where required (school, college certificate)
Certificate of District Collector in case of impossibility of post-mortem report in exceptional cases.
Note: This scheme is associated with Gujarat Collective Group (Janata) Accident Insurance Scheme.
Official Website : Disability Accident Insurance Scheme
Source : Sarkar ni Kalyankari Yojana Booklet
Special Thanks : CM Gujarat, Collector Rajkot, Jilla Vahivati Tantr Rajkot.
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Gujarat Government Schemes
Gujarat Sarkari Yojana list and latest updates and news about new and upcoming social welfare schemes of Gujarat Government Yojana. Complete list of Sarkari Yojana List launched by Gujarat Government earlier at www.ojas-gujarat-gov-in.com
A yojana is a plan or arrangement involving many people which is made by a government or other organization. The Union government supports several developmental initiatives at the state level. These yojanas are aimed at supplementing the efforts made by state governments since the central government has more resources at its disposal.
These yojanas are aimed at supplementing efforts undertaken by the state government because the central government has more resources at its disposal. These yojanas can either be national or regional in character.
Central sector yojanas are implemented by the central government and the budget or financing needed for the yojana is entirely sourced by the central government. By comparison, the implementation of a centrally sponsored yojana is done by state governments. For example, the Mahatma Gandhi National Rural Employment Generation yojana is a centrally sponsored yojana, while the National Rural Health Mission is a central sector yojana
Government yojanas in India are launched by the government to address the social and economic welfare of the citizens of this nation.
These yojanas play a crucial role in solving many socio-economic problems that beset Indian society, and thus their awareness is a must for any concerned citizen.
Introduction
The main task of the Government of Gujarat's SJE Dept. is to ensure the Economic development and Empowerment of persons belonging to Society’s underprivileged sections as below:
- Scheduled Castes
- Developing Castes
- Socially and Economically Backward Classes
- Minority communities
- Physically and mentally challenged persons.
Welfare yojanas are also being implemented by this Department for the orphans, destitute persons, beggars and old aged persons.
The welfare yojanas being implemented by this Department can be mainly classified as under:
- Education
- Economic Welfare
- Health and Housing
- Other Yojanas